PCI DSS Update 1/16/09: Discover Validation Levels

Discover has updated their validation requirements to be more explicit today.  The press release states:

DISC is Discover Network’s compliance management program and was designed to support the requirements outlined in the PCI DSS. The PCI DSS is an industry security requirement for safeguarding payment cardholder data. It was developed to facilitate the broad adoption of consistent data security measures on a global basis to assist in the prevention of cardholder data compromises in the card payments industry. PCI DSS compliance is required of any organization that stores, processes or transmits payment cardholder data.

Discover’s merchant level framework enhancement helps bring network merchant categorization into closer alignment and each merchant level will have its own associated validation and reporting requirements. The merchant level framework is comprised of four levels:

Level 1 – all merchants processing more than 6 million Discover Network transactions per year; any merchant that Discover Network determines should meet level 1 compliance and reporting requirements; all merchants required by another payments network to validate and report as a level 1 merchant
Level 2 – all merchants processing 1 million to 6 million Discover Network transactions per year; all merchants required by another payments network to report compliance as a level 2 merchant
Level 3 – all merchants processing 20,000 to 1 million Discover Network card-not-present only transactions per year; all merchants required by another payments network to report as a level 3 merchant
Level 4 – all other merchants.”

Check out the Discover Validation Requirements here

The site is dynamic javascript so no direct links, but if you select Merchant / Service Provider / Acquirer and choose the link highlighted in the screenshot below you will see the validation definitions and requirements:

picture-1

Overall a nice layout, in line with the other Card Brands, and a pleasent interface to research.

Kind Regards,

James DeLuccia IV

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